Pricing & Fees
Fee Schedule
Transparent pricing for all eWallet services. We believe in clear, upfront fees with no hidden charges. Review our complete fee schedule below.
At a glance
- No monthly account fees for personal accounts.
- Free deposits via ACH, debit card, and RTP.
- Free transfers between personal wallets.
- Free standard ACH withdrawals (3-5 business days).
Fee questions?
Our support team can help explain any fees or charges on your account.
1. Account Fees
Basic account maintenance fees:
Fee TypeAmount
Monthly Account Fee (Personal)$0.00
Monthly Account Fee (Business)$50.00
Account Closure Fee$0.00
Inactivity Fee (after 12 months)$0.00
Paper Statement Fee$5.00/statement
2. Transfer Fees
Fees for moving money in and out of your wallet:
Funding Your Wallet
MethodFee
ACH Bank Transfer (3-5 business days)FREE
Instant ACH TransferFREE
Debit Card FundingFREE
RTP (Real-Time Payments)FREE
Sending Money
MethodFee
Personal Wallet to Personal WalletFREE
Personal Wallet to Business WalletFREE
Business Wallet to Personal Wallet3.5%
Business Wallet to Business Wallet3.5% (paid by receiver)
Withdrawals
MethodFee
Standard ACH (3-5 business days)FREE
Same-Day ACH1% (min $1.00)
Instant to Debit Card1.75% (min $1.00)
RTP (Real-Time Payments)1.75% (min $1.00)
3. Card Fees
Fees related to your eWallet debit card:
Fee TypeAmount
Virtual Card IssuanceFREE
Physical Card IssuanceFREE
Card Replacement (lost/stolen)$10.00
Expedited Card Shipping$25.00
ATM Withdrawal (in-network)FREE
ATM Withdrawal (out-of-network)$2.50
International ATM$3.00 + 3%
Foreign Transaction Fee3%
4. Business Fees
Fees for business account holders:
Fee TypeAmount
Invoice Payment Processing3.5%
ACH Payment Collection3.5%
Chargeback Fee$25.00
5. Other Fees
Additional service fees:
ServiceFee
Returned ACH/NSF$25.00
Stop Payment Request$25.00
Wire Transfer (outgoing)$30.00
Wire Transfer (incoming)$15.00
Research/Document Request$25.00
Expedited SupportFREE
6. Fee Changes
We may update our fee schedule from time to time. When we make changes:
- We will provide at least 30 days advance notice before fee increases take effect
- Notice will be sent via email and posted on this page
- You may close your account without penalty if you do not accept the new fees
- Continued use of the service after the effective date constitutes acceptance
For questions about fees or to dispute a charge, contact us at support@ewallet.app or call 1-877-827-0995.