Transparent Pricing

Our Fees

Simple, transparent pricing with no hidden charges. We believe you should always know what you're paying for.

$0personal account fees
$0sign-up costs
$0hidden charges

Personal Account Fees

Everything you need to send, receive, and manage your money

Account Services

Monthly Account FeeAlways free
$0
Account OpeningNo setup costs
$0
Account ClosureClose anytime
$0
Account MaintenanceNo minimum balance
$0

Sending Money

Send to eWallet UsersInstant and free
$0
Send to Bank Account (Standard)1-3 business days
$0
Send to Bank Account (Instant)Within minutes
1.75%

Receiving Money

Receive from eWallet UsersAlways free
$0
Receive from Bank AccountStandard ACH
$0
Instant Bank DepositReceive funds instantly
$0
Direct DepositGet paid up to 2 days early
$0

Card Services

Virtual Card IssuanceUnlimited virtual cards
$0
Physical Card IssuanceFirst card free
$0
Replacement CardStandard shipping
$10
ATM Withdrawal (In-Network)30,000+ locations
$0
ATM Withdrawal (Out-of-Network)Plus ATM operator fees
$2.50

Business Account Fees

Accept payments and manage your business finances

Popular

Payment Processing

Online PaymentsPer transaction
3.5%
In-Person PaymentsCard reader required
3.5%
Invoice PaymentsAutomated invoicing
3.5%
eWallet PaymentsPer transaction
3.5%
Best Value

Business Account

Monthly Account FeeFirst 30 days free
$50
Multi-User AccessUnlimited team members
$0
API AccessFull API documentation
$0
Premium

Additional Services

Chargeback FeePer disputed transaction
$25
Failed Payment FeeNo penalty fees
$0
Custom Integration SupportPremium support available
Contact us

Competitive Comparison

See how eWallet's features compare to leading payment platforms

FEATURES / CAPABILITYEWALLETCASHAPPVENMOPAYPALSTRIPE
Sponsor Bank Partnership
RTP & FedNow Integration
ACH Payments
Virtual Debit Card Issuance
Tap & Pay for Businesses
AI-Driven Financial Tools
SME Expense Management Tools
OFAC & Sanctions Monitoring
Built for Gen Z Engagement

Real Savings Examples

See how much you could save with eWallet

Freelancer

Receives $5,000/month in payments

Payment processing (3.5%)$175
Instant transfers (1.75%)$87.50
Monthly Total$262.50/month
vs. $390 with competitors

Small Business

Processes $25,000/month in transactions

Monthly account fee$50
Payment processing (3.5%)$875
Team access$0
Monthly Total$925/month
vs. $1,350 with competitors

Personal User

Sends $1,000/month to friends & family

Monthly account fee$0
Send to eWallet users$0
ATM withdrawals$0
Monthly Total$0/month
vs. $45 with competitors

Frequently Asked Questions

Common questions about our fees and pricing

Are there any hidden fees?

No. We believe in complete transparency. All our fees are clearly listed above, and we never charge hidden fees or surprise charges.

Why do you charge for instant transfers?

Instant transfers cost us money to provide. The 1.75% fee helps us cover the costs of moving your money instantly instead of waiting 1-3 business days.

Can I avoid the instant transfer fee?

Yes! Standard bank transfers are completely free and typically take 1-3 business days. You only pay the 1.75% fee if you need your money within minutes.

Do you charge monthly fees for business accounts?

Personal accounts are completely free with no monthly fees. Business accounts have a $50 monthly fee, but you get the first 30 days free to try it out. Both account types have no minimum balance requirements and no setup costs.

What are the ATM fees?

ATM withdrawals at our 30,000+ in-network locations are free. Out-of-network ATMs charge $2.50, plus any fees from the ATM operator.

How do your fees compare to competitors?

We offer some of the lowest fees in the industry. See our comparison table above for a detailed breakdown versus other popular payment platforms.

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