Flexible Spending
Add virtual or physical cards in seconds, set spending limits, and freeze instantly from the app.
Personal Accounts
Banking That Moves at Your Speed
Open a personal eWallet in minutes and unlock instant payments, smarter budgeting, and banking-grade security without the bank branch.
- Instant transfers and wallet-to-wallet payments
- Tap-to-pay virtual and physical cards
- Smart budgeting and automated savings jars
Your Everyday Wallet, Upgraded
Fast, flexible, and transparent tools built to fit your day-to-day money flow.
Real-Time Payments
Send and receive money instantly with no hidden fees—split bills, request payments, and settle balances.
Insights & Controls
Track cashflow, categorize purchases automatically, and receive smart nudges to stay on budget.
Benefits That Keep You Ahead
From early access to paychecks to world-ready spending, the eWallet personal account has you covered.
Direct Deposit Perks
Set up direct deposit to access paychecks up to two days early with no extra cost.
Savings Rounds
Round every purchase to the nearest dollar and funnel the spare change into a secure savings jar.
Cashback Marketplace
Earn curated cashback offers from brands you love and redeem instantly to your balance.
Only in US
Travel-ready cards with competitive rates and smart fraud detection wherever you swipe.
Open in Minutes
Three quick steps and you’re ready to spend, save, and share.
01
Download & Verify
Grab the eWallet app, verify your identity in under two minutes, and secure your account with biometrics.
02
Fund & Customize
Link an existing bank, set a primary funding source, and tailor card controls to match your lifestyle.
03
Spend, Save, Share
Use instant transfers, create shared wallets, and automate saving rules to reach goals faster.
Security First. Always.
Every personal account comes with banking-grade protections, proactive monitoring, and the support of our Trust & Safety team.
Explore Trust & Safety →FDIC-Insured Balances
Funds held in eWallet accounts are insured up to $250,000 through our partner banks.
Advanced Fraud Monitoring
AI-powered monitoring spots suspicious activity and locks down compromised cards immediately.
Zero Liability Protection
Report unauthorized transactions within 60 days and you are never on the hook for the loss.
Answers Before You Apply
Everything you need to know about getting started with a personal eWallet.
Does eWallet charge monthly maintenance fees?
No. Personal accounts come with zero monthly maintenance fees and no minimum balance requirements.
How fast can I move money into eWallet?
Instant account funding is available via debit card. Bank transfers typically land within minutes thanks to real-time rails.
Can I share wallets with family?
Yes. Create shared wallets, invite trusted contacts, and manage permissions so everyone stays aligned on spending.
Start Your Personal eWallet Now
Join millions of people who rely on eWallet for everyday payments, savings automation, and travel-ready cards.